Health insurance is a type of insurance that provides coverage for medical expenses and treatments. It is designed to help individuals and families manage the costs of healthcare, which can be substantial. Health insurance policies can vary widely in terms of coverage, cost, and provider networks, but they generally offer coverage for a range of healthcare services, including:

Preventive care: This includes routine check-ups, vaccinations, and screenings designed to detect potential health problems before they become serious.

Medical care: This includes treatment for illnesses, injuries, and chronic conditions, such as diabetes or heart disease.

Hospitalization: This includes coverage for inpatient hospital stays, surgeries, and other medical procedures.

Prescription drugs: This includes coverage for prescription medications, which can be a significant expense for many people.

Mental health care: This includes coverage for mental health services, such as therapy and counseling.

Rehabilitation services: This includes coverage for physical therapy, occupational therapy, and other types of rehabilitation services.

Health insurance can be purchased through a variety of sources, including employers, government programs like Medicare and Medicaid, and private insurance companies. The cost of health insurance can vary widely depending on factors like age, health status, and the type of coverage you choose. Many health insurance policies require individuals to pay premiums, deductibles, and co-payments in order to receive coverage, and there may be restrictions on which providers and services are covered.

It is important to carefully review and understand your health insurance policy in order to ensure that you are getting the coverage you need at a price you can afford. Please speak to a license insurance agent with Mosley Mutuals to understand your coverage options.